Bedford County Homes under $400,000

Welcome to Bedford County, Tennessee, a charming region that perfectly blends small-town warmth with the beauty of the great outdoors. Nestled in the heart of Middle Tennessee, Bedford County is known for its picturesque landscapes, friendly communities, and rich history. With a vibrant local culture and a variety of recreational activities, this county offers a perfect backdrop for families, retirees, and anyone seeking a peaceful yet engaging lifestyle.

One of the most appealing aspects of Bedford County is its affordability, particularly when it comes to housing. If you’re searching for a home under $400,000, you’ll find a delightful selection of properties that cater to diverse tastes and needs. From quaint cottages to spacious family homes, Bedford County offers a range of options that make it easier than ever to find your dream home without breaking the bank.

Imagine living in a community where neighbors become friends, and local events bring everyone together. With access to beautiful parks, scenic walking trails, and a rich array of local shops and restaurants, you’ll never run out of things to do. Plus, the county's excellent schools and family-friendly atmosphere make it an ideal choice for those looking to settle down.

Whether you’re a first-time homebuyer or looking to invest in a second property, Bedford County’s real estate market is thriving, with homes that provide excellent value. Explore the possibilities today and discover why Bedford County is the perfect place to call home!

Newest Bedford County Homes under $400,000

$319,900

4 Beds ⋅ 3 Baths ⋅ 3619652 MLS ⋅ ACTIVE Status ⋅ 0.3 Acres ⋅ 37160 Zip Code

Welcome to 400 Cherokee Trail, a single-level 4-bedroom, 2.5-bathroom home in Shelbyville, set on a 0.38-acre lot. A low-maintenance metal roof, vinyl siding, an attached carport, and an asphalt driveway make it easy to own. A permitted 2002 remodel added an oversized primary suite with a walk-in closet and a full bath, plus the spacious family room, the heart of the home. A wall of windows and French doors fill it with natural light, and it has wood-look flooring, crown molding, and a ceiling fan. A separate living room gives you a second place to relax or entertain. The kitchen features warm oak cabinetry, stainless steel appliances, a double sink, and a window over the sink. It opens to the dining area, with a laundry room steps away. The original primary bedroom now offers flexible space with its own adjoining half bath. Two additional bedrooms and another full bath are ready for guests, a home office, or a hobby room. Out back, a covered pergola deck and patio are ready for morning coffee and weekend cookouts. Buyers financing with preferred lender Myriam Rosas of Southwest Funding may be eligible for lender-offered closing cost concessions, subject to lender approval and terms. Schedule your showing today!

400 Cherokee Trl, Shelbyville

$369,900

2 Beds ⋅ 2 Baths ⋅ 3619309 MLS ⋅ ACTIVE Status ⋅ 0.25 Acres ⋅ 37160 Zip Code

MOVE IN READY! Two bedrooms, two bathrooms all on one level in a new 55+ gated community. The primary suite features double vanities, a separate shower/tub and walk-in his/her closets. The kitchen with stainless steel appliances and a tile backsplash offers extra storage in the pantry and extra seating at the island. There is a spacious laundry room and potential to expand above the two car garage. A covered front porch and rear screened in porch for outdoor relaxing. This community is in a great location and features an HOA at $210 per month which includes ground maintenance, internet (fiber optic) and all ext. maintenance. OPEN HOUSE WED. (10/14) from 1-5 PM.

2290 Midland Rd Unit #4A, Shelbyville

$306,990

3 Beds ⋅ 2 Baths ⋅ 3619041 MLS ⋅ ACTIVE Status ⋅ 37160 Zip Code

Plan(1335 Elevation ABC) ***NEW HOME - UNDER CONSTRUCTION*** Move-In Ready End of November 2026.Captivating one-level plan with 3-bed, 2-bath. Open layout that flows - foyer entry leads to great room with vaulted ceilings, and 2-car garage. The kitchen showcases granite countertops, birch cabinetry, tile backsplash, sleek stainless steel appliances (ALL KITCHEN APPLIANCES / FRIDGE INCLUDED), AND PANTRY. The primary suite is complemented with a tray ceiling, a serene en-suite bath (complete with a 5-ft walk-in shower + dual sink-bowl vanity with marble tops), and a walk-in closet. Smooth ceilings, window blinds, modern finishes, and storage closets throughout add the perfect finishing touch. For a limited time, enjoy $99 TOTAL Closing Costs* including prepayment of insurance for one year, property tax escrows, origination fees, and discount points (as allowed). Offer available when using the builder’s preferred lender. Home color selections may vary; verify with the on-site agent.

127 Millet St, Shelbyville

$267,000

3 Beds ⋅ 2 Baths ⋅ 3618675 MLS ⋅ ACTIVE Status ⋅ 0.21 Acres ⋅ 37160 Zip Code

Welcome to Your Dream Home! This lovely home, built in 2020, offers the perfect blend of modern elegance and comfortable living. Step inside and be greeted by an open floor plan, ideal for entertaining and everyday life. The spacious living area flows seamlessly into the dining space and kitchen, creating a warm and inviting atmosphere. The kitchen boasts sleek stainless-steel appliances, perfect for the chef in your family. Retreat to the primary bedroom, a true sanctuary featuring a stunning trayed ceiling that adds a touch of architectural interest. Luxury vinyl plank flooring flows seamlessly throughout the entire home, offering both beauty and easy maintenance. You'll appreciate the meticulous care this home has received, ensuring a move-in ready experience. Enjoy the outdoors in your private, fenced backyard – a perfect space for relaxing, playing, or hosting gatherings. With two full baths, this home provides convenience and comfort for everyone. Don't miss the opportunity to make this meticulously maintained gem your own.

139 Buckingham Ln, Shelbyville

$249,000

3 Beds ⋅ 1 Baths ⋅ 3615439 MLS ⋅ ACTIVE Status ⋅ 0.2 Acres ⋅ 37160 Zip Code

Open House Sunday Oct 11th 2-4pm with homemade chocolate chip cookies! Everyone is welcome to stop by for cookies and a tour. Beautiful one-level home with spacious yard near the historic downtown square. This home has all of the cozy vibes with the perfect spot for your morning coffee on its classic southern covered porch. 3 bedrooms plus a den/bonus room with laundry and storage room. Bedroom next to kitchen is set up as a formal dining room currently but it does have a closet making it a great flex room. Very clean, well-maintained home with beautiful floors including hardwoods, charming cottage-like kitchen, remodeled bathroom, fresh paint inside and out, large patio overlooking backyard, gutter guards, new gravel in driveway, extra wide driveway with lots of parking, pressure washed, nice shed remains. HVAC replaced in 2019 and serviced twice/year since. New roof in 2019 with lifetime warranty on shingles. This home is the nicest in its price range within a 50 mile radius! The sellers have never had any pets in this home. Sellers would like at least a week after closing to move. Showings during business hours on weekdays need at least 6 hours notice to show and may still not be accepted (working from home with a toddler). Evenings and weekends are much more flexible with only an hour notice preferred.

305 S Fairoak St, Shelbyville

$295,000

3 Beds ⋅ 3 Baths ⋅ 3615423 MLS ⋅ ACTIVE Status ⋅ 0.24 Acres ⋅ 37160 Zip Code

Beautifully updated home for sale in Shelbyville, TN, featuring a new primary suite, spacious walk-in pantry, covered patio, and RV carport! Fresh interior paint, new light fixtures throughout, new carpet in the bedrooms, and LVP flooring elsewhere create a welcoming feel. The kitchen features new countertops, a new sink, select new cabinetry, and stainless-steel appliances—including the refrigerator. A large walk-in pantry provides generous storage, while the spacious laundry room includes a vanity and toilet for added convenience. The new primary suite offers a large walk-in closet and private bathroom with double vanities, a tub/shower combo, and a new toilet. Step directly from the primary bedroom onto the covered patio to enjoy your morning coffee or relax at the end of the day. Additional improvements include new countertops and faucets throughout the kitchen and bathrooms, new outlets and switches throughout, and a brand-new water heater. A freshly painted exterior and fresh landscaping enhance the curb appeal. An additional RV carport and storage shed offer practical parking and storage options. Conveniently located near shopping and restaurants in Shelbyville, this move-in-ready home is ready for its next owner! USDA eligible, subject to lender approval. FHA option on or after November 24, 2026, due to FHA’s 90-day seasoning requirement.

210 Rolling Rd, Shelbyville

$299,900

3 Beds ⋅ 2 Baths ⋅ 3615411 MLS ⋅ ACTIVE Status ⋅ 0.25 Acres ⋅ 37160 Zip Code

132 Lorien Circle Shelbyville - Beautifully Updated, Move-In Ready Home in a Charming Cul-de-Sac Community! On the desirable north side of Bedford County, this beautifully maintained 3-bedroom, 2-bathroom home offers the perfect combination of comfort, privacy, and convenience! Step inside to discover a spacious open-concept floor plan with a desirable split-bedroom layout for added privacy. Luxury vinyl plank flooring flows throughout the home, complemented by tile flooring in both bathrooms and fresh interior paint. The updated, spacious kitchen features a full suite of appliances and opens to the main living area, making it ideal for everyday living and entertaining. The primary suite offers a private bathroom and walk-in closets, creating a comfortable retreat. Major improvements include a NEW ROOF, NEW HVAC system, and freshly cleaned ductwork, providing added peace of mind for the next owners! Outside, enjoy a private backyard perfect for relaxing, entertaining, or enjoying peaceful evenings at home. A 10' x 20' barn provides additional storage or space for hobbies and projects. The attached 2-car garage and driveway offer parking for up to 6 vehicles. Situated in a welcoming, cul-de-sac-style community with a circular street design, this home offers an inviting neighborhood atmosphere away from busy through streets. Conveniently located on the north side of Bedford County and zoned for the NEW Cartwright Elementary School, Harris Middle School, and Shelbyville Central High School. With its thoughtful layout, modern updates, private outdoor space, and desirable neighborhood setting, this home truly has so much to offer! Schedule your private showing today and see why this could be the perfect place to call home!

132 Lorien Cir, Shelbyville

$329,900

3 Beds ⋅ 2 Baths ⋅ 3615308 MLS ⋅ COMING SOON / HOLD Status ⋅ 0.63 Acres ⋅ 37183 Zip Code

A home where every space has a purpose, and the details make the difference! Situated on a corner lot in Wartrace, this 3-bedroom, 2-bathroom home offers more than just the essentials. From the welcoming entry foyer to the dedicated dining room and private office, each space brings purpose to everyday living. The owner's suite is designed for relaxation, featuring a soaking tub, electric fireplace, and tiled shower with Bluetooth lighting. Hardie board exterior accents add a distinctive touch, while the back porch with pergola offers the perfect setting for evenings outdoors. A concrete driveway, storage building, and electric vehicle charger that remains with the home add convenience without compromising style. Thoughtful features, functional spaces, and details that make this home anything but ordinary!

200 Broad St, Wartrace

$264,900

3 Beds ⋅ 2 Baths ⋅ 3615030 MLS ⋅ COMING SOON / HOLD Status ⋅ 1.09 Acres ⋅ 37180 Zip Code

Rare opportunity! Enjoy this 3 br, 2 full bath, added Florida room, 2 car detach with 2nd floor, 1.09 acres, covered back porch, separate utility room. Zero city taxes, and this home qualifies for the USDA ( RD) Loan-> 100% financing.

316 Paschal Rd, Unionville

$264,900

3 Beds ⋅ 2 Baths ⋅ 3613210 MLS ⋅ ACTIVE Status ⋅ 0.36 Acres ⋅ 37160 Zip Code

Classic brick charm meets modern updates in this beautifully remodeled 3-bedroom, 1.5-bath home! Step inside to discover a fresh, inviting interior featuring new paint throughout and a spacious living room that flows seamlessly into the combination kitchen and dining area. The kitchen offers freshly painted cabinetry, a new sink, and stunning quartz countertops that extend into both bathrooms for a cohesive, updated look. Updated light fixtures throughout add the perfect finishing touch. Outside, you'll find a 1-car attached garage and a 2-car detached carport, offering ample covered parking and additional storage options. With its timeless brick exterior, tasteful improvements, and functional layout, this home offers the perfect blend of style and comfort. Don't miss your chance to make it yours—schedule your private showing today!

104 Burrum Dr, Shelbyville

967 Horse Mountain Rd Unit #3B, Shelbyville

$296,000

4 Beds ⋅ 3 Baths ⋅ 3612664 MLS ⋅ ACTIVE Status ⋅ 37160 Zip Code

967 Horse Mountain Rd Unit 3B is a two-story Shelbyville townhouse with 1,849 square feet, four bedrooms, two full bathrooms and a half bath. The kitchen peninsula provides counter space beside the range, microwave, refrigerator and dishwasher. An open dining and living area has plank flooring, a fireplace and a rear patio door. One bedroom is on the ground floor, with three upstairs and a full bathroom on each level. Both full bathrooms have dual-sink vanities and tub-shower combinations; the half bath has a pedestal sink. A rear patio adds outdoor space, and an attached garage completes the layout.

967 Horse Mountain Rd Unit #3B, Shelbyville

$349,900

3 Beds ⋅ 2 Baths ⋅ 3612457 MLS ⋅ ACTIVE Status ⋅ 0.2 Acres ⋅ 37160 Zip Code

Historic charm meets thoughtful updates at 616 N. Jefferson Street! Located in Shelbyville’s East Historic District, this distinctive Bungalow offers character you simply don’t find in newer construction. Inside, you’ll find generous living spaces, hardwood flooring, a fireplace with gas logs, built-ins, a formal dining room, kitchen with pantry, and a beautifully updated bathroom. Major improvements include newer roof(s), new HVAC, and new water heater, giving you the benefit of important updates while preserving the character of this historic home. Enjoy additional flexible space upstairs, a covered front porch, covered back patio, and plenty of room to make this special property your own. Rich in history, charm, and architectural detail, this is a wonderful opportunity to own one of Shelbyville’s unique historic homes.

616 N Jefferson St, Shelbyville

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